Call reports 2014
CITY NATIONAL BANK OF TAYLOR, THE — 2014
What CITY NATIONAL BANK OF TAYLOR, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 202,731,000 | 206,336,000 | 195,670,000 | 192,860,000 |
| Total loans | 79,083,000 | 85,447,000 | 90,788,000 | 95,420,000 |
| Allowance for loan losses | 964,000 | 1,047,000 | 1,146,000 | 1,243,000 |
| Securities available for sale | 112,860,000 | 100,741,000 | 96,614,000 | 87,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,211,000 | 185,409,000 | 174,062,000 | 171,775,000 |
| Interest-bearing deposits | 148,630,000 | 147,956,000 | 137,181,000 | 133,567,000 |
| Noninterest-bearing deposits | 34,581,000 | 37,453,000 | 36,881,000 | 38,208,000 |
| Equity capital | 18,836,000 | 19,958,000 | 20,377,000 | 20,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,503,000 | 5,241,000 | 6,937,000 |
| Interest expense | 203,000 | 408,000 | 611,000 | 805,000 |
| Net interest income | 1,555,000 | 3,095,000 | 4,630,000 | 6,132,000 |
| Noninterest income | 443,000 | 928,000 | 1,349,000 | 1,754,000 |
| Noninterest expense | 1,543,000 | 2,979,000 | 4,525,000 | 6,133,000 |
| Provision for loan losses | 39,000 | 248,000 | 347,000 | 446,000 |
| Pretax income | 552,000 | 1,064,000 | 1,431,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 552,000 | 1,064,000 | 1,431,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,488,000 | 20,661,000 | 20,904,000 | 21,109,000 |
| Total capital | 21,452,000 | 21,703,000 | 21,945,000 | 22,136,000 |
| Risk-weighted assets | 77,372,000 | 83,390,000 | 83,149,000 | 81,980,000 |