Call reports 2013
CITY NATIONAL BANK OF TAYLOR, THE — 2013
What CITY NATIONAL BANK OF TAYLOR, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 192,046,000 | 189,541,000 | 199,913,000 | 203,500,000 |
| Total loans | 60,364,000 | 66,970,000 | 71,815,000 | 74,999,000 |
| Allowance for loan losses | 1,115,000 | 1,107,000 | 794,000 | 925,000 |
| Securities available for sale | 118,526,000 | 114,595,000 | 118,983,000 | 120,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,115,000 | 170,760,000 | 181,612,000 | 179,464,000 |
| Interest-bearing deposits | 139,988,000 | 138,834,000 | 147,716,000 | 145,737,000 |
| Noninterest-bearing deposits | 32,127,000 | 31,926,000 | 33,896,000 | 33,727,000 |
| Equity capital | 19,197,000 | 17,186,000 | 17,080,000 | 17,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,745,000 | 4,246,000 | 5,974,000 |
| Interest expense | 205,000 | 409,000 | 615,000 | 823,000 |
| Net interest income | 1,192,000 | 2,336,000 | 3,631,000 | 5,151,000 |
| Noninterest income | 381,000 | 762,000 | 1,160,000 | 1,592,000 |
| Noninterest expense | 1,525,000 | 2,962,000 | 4,494,000 | 6,150,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 152,000 |
| Pretax income | 286,000 | 489,000 | 654,000 | 828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 489,000 | 654,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,953,000 | 19,867,000 | 19,988,000 | 20,071,000 |
| Total capital | 20,704,000 | 20,711,000 | 20,782,000 | 20,990,000 |
| Risk-weighted assets | 60,315,000 | 68,083,000 | 72,242,000 | 74,067,000 |