Call reports 2026
BANK OF THE BLUEGRASS AND TRUST CO. — 2026
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 415,191,000 | 406,972,000 |
| Total loans | 311,147,000 | 308,969,000 |
| Allowance for loan losses | 5,348,000 | 5,452,000 |
| Securities available for sale | 63,607,000 | 62,553,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 350,091,000 | 345,953,000 |
| Interest-bearing deposits | 278,041,000 | 271,824,000 |
| Noninterest-bearing deposits | 72,050,000 | 74,129,000 |
| Equity capital | 35,487,000 | 37,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,267,000 | 10,827,000 |
| Interest expense | 1,817,000 | 3,653,000 |
| Net interest income | 3,450,000 | 7,174,000 |
| Noninterest income | 1,352,000 | 2,832,000 |
| Noninterest expense | 2,966,000 | 6,194,000 |
| Provision for loan losses | 75,000 | 180,000 |
| Pretax income | 1,761,000 | 3,632,000 |
| Income tax | 434,000 | 894,000 |
| Net income | 1,327,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 42,644,000 | 44,041,000 |