Call reports 2024
BANK OF THE BLUEGRASS AND TRUST CO. — 2024
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 360,457,000 | 366,211,000 | 378,852,000 | 375,309,000 |
| Total loans | 275,434,000 | 274,761,000 | 276,226,000 | 290,149,000 |
| Allowance for loan losses | 5,048,000 | 5,036,000 | 5,027,000 | 5,002,000 |
| Securities available for sale | 57,968,000 | 57,677,000 | 60,940,000 | 57,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,588,000 | 310,402,000 | 323,175,000 | 325,735,000 |
| Interest-bearing deposits | 231,068,000 | 236,026,000 | 247,615,000 | 249,947,000 |
| Noninterest-bearing deposits | 74,520,000 | 74,376,000 | 75,560,000 | 75,788,000 |
| Equity capital | 28,435,000 | 29,710,000 | 31,059,000 | 30,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,251,000 | 8,712,000 | 13,363,000 | 18,143,000 |
| Interest expense | 1,747,000 | 3,523,000 | 5,397,000 | 7,283,000 |
| Net interest income | 2,504,000 | 5,189,000 | 7,966,000 | 10,860,000 |
| Noninterest income | 1,220,000 | 2,489,000 | 3,808,000 | 5,074,000 |
| Noninterest expense | 2,569,000 | 5,299,000 | 8,046,000 | 10,712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,155,000 | 2,379,000 | 3,628,000 | 5,122,000 |
| Income tax | 292,000 | 601,000 | 544,000 | 924,000 |
| Net income | 863,000 | 1,778,000 | 3,084,000 | 4,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,325,000 | 38,210,000 | 37,918,000 | 39,032,000 |