Call reports 2022
BANK OF THE BLUEGRASS AND TRUST CO. — 2022
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 325,800,000 | 318,145,000 | 318,541,000 | 330,099,000 |
| Total loans | 224,572,000 | 234,452,000 | 240,203,000 | 252,725,000 |
| Allowance for loan losses | 4,518,000 | 4,513,000 | 4,628,000 | 4,736,000 |
| Securities available for sale | 77,877,000 | 70,374,000 | 64,346,000 | 63,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,430,000 | 286,496,000 | 288,582,000 | 283,810,000 |
| Interest-bearing deposits | 198,135,000 | 197,241,000 | 196,377,000 | 199,450,000 |
| Noninterest-bearing deposits | 93,295,000 | 89,255,000 | 92,205,000 | 84,360,000 |
| Equity capital | 30,278,000 | 28,216,000 | 24,916,000 | 26,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,015,000 | 5,906,000 | 9,040,000 | 12,489,000 |
| Interest expense | 250,000 | 453,000 | 667,000 | 1,070,000 |
| Net interest income | 2,765,000 | 5,453,000 | 8,373,000 | 11,419,000 |
| Noninterest income | 1,122,000 | 2,269,000 | 3,260,000 | 4,258,000 |
| Noninterest expense | 2,256,000 | 4,662,000 | 7,017,000 | 9,532,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 240,000 |
| Pretax income | 1,631,000 | 3,060,000 | 4,496,000 | 5,905,000 |
| Income tax | 416,000 | 778,000 | 1,142,000 | 1,501,000 |
| Net income | 1,215,000 | 2,282,000 | 3,354,000 | 4,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,874,000 | 35,927,000 | 35,424,000 | 36,453,000 |