Call reports 2021
BANK OF THE BLUEGRASS AND TRUST CO. — 2021
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 302,173,000 | 311,288,000 | 323,732,000 | 321,353,000 |
| Total loans | 211,511,000 | 205,081,000 | 210,172,000 | 214,726,000 |
| Allowance for loan losses | 4,429,000 | 4,496,000 | 4,511,000 | 4,651,000 |
| Securities available for sale | 62,393,000 | 76,061,000 | 79,798,000 | 82,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,184,000 | 270,477,000 | 283,396,000 | 283,641,000 |
| Interest-bearing deposits | 184,577,000 | 193,915,000 | 198,563,000 | 201,295,000 |
| Noninterest-bearing deposits | 74,607,000 | 76,562,000 | 84,833,000 | 82,346,000 |
| Equity capital | 34,377,000 | 35,516,000 | 34,246,000 | 34,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,513,000 | 8,413,000 | 11,198,000 |
| Interest expense | 332,000 | 636,000 | 931,000 | 1,215,000 |
| Net interest income | 2,473,000 | 4,877,000 | 7,482,000 | 9,983,000 |
| Noninterest income | 1,165,000 | 2,506,000 | 3,573,000 | 4,724,000 |
| Noninterest expense | 2,406,000 | 4,713,000 | 7,142,000 | 9,903,000 |
| Provision for loan losses | 90,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,142,000 | 2,520,000 | 3,763,000 | 4,860,000 |
| Income tax | 216,000 | 566,000 | 870,000 | 1,144,000 |
| Net income | 926,000 | 1,954,000 | 2,893,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,956,000 | 34,972,000 | 33,771,000 | 34,582,000 |