Call reports 2019
BANK OF THE BLUEGRASS AND TRUST CO. — 2019
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 261,319,000 | 265,280,000 | 265,619,000 | 265,981,000 |
| Total loans | 195,014,000 | 200,565,000 | 198,745,000 | 205,522,000 |
| Allowance for loan losses | 3,200,000 | 3,201,000 | 3,213,000 | 3,265,000 |
| Securities available for sale | 54,529,000 | 54,326,000 | 56,547,000 | 52,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,353,000 | 226,277,000 | 225,206,000 | 221,835,000 |
| Interest-bearing deposits | 180,544,000 | 182,120,000 | 180,638,000 | 177,150,000 |
| Noninterest-bearing deposits | 42,809,000 | 44,157,000 | 44,568,000 | 44,685,000 |
| Equity capital | 30,821,000 | 32,555,000 | 31,852,000 | 32,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,838,000 | 5,757,000 | 8,750,000 | 11,764,000 |
| Interest expense | 506,000 | 1,057,000 | 1,628,000 | 2,202,000 |
| Net interest income | 2,332,000 | 4,700,000 | 7,122,000 | 9,562,000 |
| Noninterest income | 760,000 | 1,725,000 | 2,758,000 | 3,903,000 |
| Noninterest expense | 2,081,000 | 4,152,000 | 6,605,000 | 8,951,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 969,000 | 2,215,000 | 3,252,000 | 4,508,000 |
| Income tax | 185,000 | 430,000 | 632,000 | 881,000 |
| Net income | 784,000 | 1,785,000 | 2,620,000 | 3,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,790,000 | 31,763,000 | 30,913,000 | 31,895,000 |
| Total capital | 33,090,000 | 34,104,000 | 33,316,000 | 34,316,000 |
| Risk-weighted assets | 183,153,000 | 186,443,000 | 191,449,000 | 192,911,000 |