Call reports 2018
BANK OF THE BLUEGRASS AND TRUST CO. — 2018
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 252,673,000 | 252,975,000 | 259,249,000 | 258,489,000 |
| Total loans | 187,227,000 | 193,164,000 | 196,854,000 | 195,802,000 |
| Allowance for loan losses | 2,845,000 | 2,978,000 | 3,091,000 | 3,163,000 |
| Securities available for sale | 42,715,000 | 49,545,000 | 50,755,000 | 55,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,351,000 | 214,396,000 | 221,046,000 | 219,254,000 |
| Interest-bearing deposits | 167,913,000 | 169,210,000 | 173,423,000 | 176,905,000 |
| Noninterest-bearing deposits | 46,438,000 | 45,186,000 | 47,623,000 | 42,349,000 |
| Equity capital | 30,402,000 | 31,309,000 | 28,853,000 | 30,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,276,000 | 8,152,000 | 11,054,000 |
| Interest expense | 310,000 | 669,000 | 1,065,000 | 1,498,000 |
| Net interest income | 2,239,000 | 4,607,000 | 7,087,000 | 9,556,000 |
| Noninterest income | 843,000 | 1,685,000 | 2,504,000 | 3,350,000 |
| Noninterest expense | 2,016,000 | 4,033,000 | 6,135,000 | 8,073,000 |
| Provision for loan losses | 180,000 | 300,000 | 375,000 | 375,000 |
| Pretax income | 886,000 | 1,959,000 | 3,051,000 | 4,428,000 |
| Income tax | 317,000 | 372,000 | 608,000 | 877,000 |
| Net income | 569,000 | 1,587,000 | 2,443,000 | 3,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,101,000 | 32,088,000 | 30,158,000 | 31,235,000 |
| Total capital | 33,316,000 | 34,385,000 | 32,458,000 | 33,538,000 |
| Risk-weighted assets | 176,602,000 | 183,148,000 | 183,249,000 | 183,396,000 |