Call reports 2017
BANK OF THE BLUEGRASS AND TRUST CO. — 2017
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 239,471,000 | 238,086,000 | 237,861,000 | 241,270,000 |
| Total loans | 176,660,000 | 178,026,000 | 183,743,000 | 188,138,000 |
| Allowance for loan losses | 2,290,000 | 2,480,000 | 2,577,000 | 2,663,000 |
| Securities available for sale | 43,363,000 | 45,996,000 | 48,520,000 | 41,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,799,000 | 198,972,000 | 196,147,000 | 203,752,000 |
| Interest-bearing deposits | 161,109,000 | 156,895,000 | 154,394,000 | 161,429,000 |
| Noninterest-bearing deposits | 40,690,000 | 42,077,000 | 41,753,000 | 42,323,000 |
| Equity capital | 30,347,000 | 31,481,000 | 29,596,000 | 30,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,932,000 | 7,460,000 | 9,988,000 |
| Interest expense | 221,000 | 453,000 | 696,000 | 956,000 |
| Net interest income | 2,156,000 | 4,479,000 | 6,764,000 | 9,032,000 |
| Noninterest income | 692,000 | 1,548,000 | 2,319,000 | 3,260,000 |
| Noninterest expense | 1,934,000 | 3,835,000 | 5,838,000 | 7,730,000 |
| Provision for loan losses | 150,000 | 150,000 | 240,000 | 270,000 |
| Pretax income | 764,000 | 2,043,000 | 3,019,000 | 4,366,000 |
| Income tax | 224,000 | 624,000 | 926,000 | 1,358,000 |
| Net income | 540,000 | 1,419,000 | 2,093,000 | 3,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,631,000 | 31,482,000 | 29,668,000 | 30,557,000 |
| Total capital | 32,772,000 | 33,640,000 | 31,878,000 | 32,824,000 |
| Risk-weighted assets | 171,159,000 | 172,335,000 | 176,500,000 | 180,969,000 |