Call reports 2014
BANK OF THE BLUEGRASS AND TRUST CO. — 2014
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 219,385,000 | 217,354,000 | 212,607,000 | 214,404,000 |
| Total loans | 152,078,000 | 151,195,000 | 151,860,000 | 160,601,000 |
| Allowance for loan losses | 2,166,000 | 2,255,000 | 2,037,000 | 2,248,000 |
| Securities available for sale | 58,739,000 | 51,143,000 | 52,421,000 | 45,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,272,000 | 178,971,000 | 172,404,000 | 177,084,000 |
| Interest-bearing deposits | 153,029,000 | 148,972,000 | 147,191,000 | 152,632,000 |
| Noninterest-bearing deposits | 32,243,000 | 29,999,000 | 25,213,000 | 24,452,000 |
| Equity capital | 29,896,000 | 31,003,000 | 29,401,000 | 30,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,617,000 | 6,903,000 | 9,226,000 |
| Interest expense | 182,000 | 354,000 | 537,000 | 728,000 |
| Net interest income | 2,138,000 | 4,263,000 | 6,366,000 | 8,498,000 |
| Noninterest income | 582,000 | 1,219,000 | 1,839,000 | 2,484,000 |
| Noninterest expense | 1,580,000 | 3,396,000 | 5,127,000 | 7,100,000 |
| Provision for loan losses | 70,000 | 150,000 | 240,000 | 365,000 |
| Pretax income | 1,091,000 | 2,068,000 | 2,970,000 | 3,890,000 |
| Income tax | 323,000 | 609,000 | 871,000 | 1,146,000 |
| Net income | 768,000 | 1,459,000 | 2,099,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,543,000 | 31,208,000 | 29,505,000 | 30,150,000 |
| Total capital | 32,290,000 | 32,946,000 | 31,246,000 | 31,942,000 |
| Risk-weighted assets | 139,495,000 | 138,550,000 | 139,024,000 | 142,963,000 |