Call reports 2011
BANK OF THE BLUEGRASS AND TRUST CO. — 2011
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 217,018,000 | 218,562,000 | 216,062,000 | 218,403,000 |
| Total loans | 151,060,000 | 149,454,000 | 150,718,000 | 149,540,000 |
| Allowance for loan losses | 3,499,000 | 3,688,000 | 3,418,000 | 3,302,000 |
| Securities available for sale | 51,246,000 | 60,209,000 | 59,024,000 | 60,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,877,000 | 184,207,000 | 180,846,000 | 184,319,000 |
| Interest-bearing deposits | 168,340,000 | 166,413,000 | 162,139,000 | 163,626,000 |
| Noninterest-bearing deposits | 15,537,000 | 17,794,000 | 18,707,000 | 20,693,000 |
| Equity capital | 27,205,000 | 28,264,000 | 28,191,000 | 28,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,562,000 | 5,146,000 | 7,824,000 | 10,400,000 |
| Interest expense | 607,000 | 1,177,000 | 1,692,000 | 2,178,000 |
| Net interest income | 1,955,000 | 3,969,000 | 6,132,000 | 8,222,000 |
| Noninterest income | 451,000 | 955,000 | 1,470,000 | 2,068,000 |
| Noninterest expense | 1,638,000 | 3,194,000 | 4,890,000 | 6,591,000 |
| Provision for loan losses | 235,000 | 735,000 | 1,090,000 | 1,540,000 |
| Pretax income | 533,000 | 1,093,000 | 1,899,000 | 2,528,000 |
| Income tax | 123,000 | 225,000 | 773,000 | 968,000 |
| Net income | 410,000 | 868,000 | 1,126,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,185,000 | 27,610,000 | 27,330,000 | 27,777,000 |
| Total capital | 28,901,000 | 29,300,000 | 28,990,000 | 29,432,000 |
| Risk-weighted assets | 135,510,000 | 133,204,000 | 131,015,000 | 130,784,000 |