Call reports 2003
BANK OF THE BLUEGRASS AND TRUST CO. — 2003
What BANK OF THE BLUEGRASS AND TRUST CO. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 138,357,000 | 145,019,000 | 148,553,000 | 161,958,000 |
| Total loans | 108,605,000 | 111,649,000 | 117,264,000 | 131,326,000 |
| Allowance for loan losses | 1,164,000 | 1,309,000 | 1,298,000 | 1,266,000 |
| Securities available for sale | 22,121,000 | 22,381,000 | 23,751,000 | 22,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,214,000 | 118,099,000 | 121,377,000 | 131,012,000 |
| Interest-bearing deposits | 100,175,000 | 105,191,000 | 107,646,000 | 116,573,000 |
| Noninterest-bearing deposits | 12,039,000 | 12,908,000 | 13,731,000 | 14,439,000 |
| Equity capital | 14,394,000 | 14,946,000 | 14,848,000 | 15,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,567,000 | 6,893,000 | 9,297,000 |
| Interest expense | 765,000 | 1,507,000 | 2,227,000 | 2,943,000 |
| Net interest income | 1,486,000 | 3,060,000 | 4,666,000 | 6,354,000 |
| Noninterest income | 439,000 | 897,000 | 1,607,000 | 2,013,000 |
| Noninterest expense | 694,000 | 1,629,000 | 2,841,000 | 3,910,000 |
| Provision for loan losses | 81,000 | 247,000 | 277,000 | 277,000 |
| Pretax income | 1,138,000 | 2,052,000 | 3,102,000 | 4,120,000 |
| Income tax | 407,000 | 758,000 | 1,120,000 | 1,454,000 |
| Net income | 731,000 | 1,294,000 | 1,982,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,904,000 | 14,444,000 | 14,545,000 | 14,889,000 |
| Total capital | 15,060,000 | 15,644,000 | 15,797,000 | 16,155,000 |
| Risk-weighted assets | 92,452,000 | 95,853,000 | 100,112,000 | 111,490,000 |
Machine access — free, no API key
Every figure shown here about BANK OF THE BLUEGRASS AND TRUST CO. — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.