Call reports 2026
CITIZENS BANK OF ADA — 2026
What CITIZENS BANK OF ADA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 339,441,000 | 353,708,000 |
| Total loans | 184,589,000 | 191,116,000 |
| Allowance for loan losses | 2,276,000 | 2,328,000 |
| Securities available for sale | 69,061,000 | 77,575,000 |
| Securities held to maturity | 38,901,000 | 38,933,000 |
| Trading assets | 0 | 0 |
| Total deposits | 295,818,000 | 310,700,000 |
| Interest-bearing deposits | 214,186,000 | 224,431,000 |
| Noninterest-bearing deposits | 81,632,000 | 86,269,000 |
| Equity capital | 31,496,000 | 32,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,485,000 | 9,231,000 |
| Interest expense | 906,000 | 1,979,000 |
| Net interest income | 3,579,000 | 7,252,000 |
| Noninterest income | 564,000 | 1,288,000 |
| Noninterest expense | 2,651,000 | 5,328,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 1,447,000 | 3,122,000 |
| Income tax | 0 | 0 |
| Net income | 1,447,000 | 3,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,880,000 | 33,554,000 |