Call reports 2017
CITIZENS BANK OF ADA — 2017
What CITIZENS BANK OF ADA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,269,000 | 208,847,000 | 206,715,000 | 204,541,000 |
| Total loans | 130,930,000 | 126,297,000 | 125,110,000 | 118,963,000 |
| Allowance for loan losses | 1,053,000 | 1,099,000 | 1,165,000 | 1,600,000 |
| Securities available for sale | 31,342,000 | 39,106,000 | 35,865,000 | 34,303,000 |
| Securities held to maturity | 7,279,000 | 7,024,000 | 5,861,000 | 9,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,893,000 | 175,875,000 | 171,037,000 | 170,547,000 |
| Interest-bearing deposits | 113,999,000 | 114,310,000 | 109,632,000 | 104,573,000 |
| Noninterest-bearing deposits | 61,894,000 | 61,565,000 | 61,405,000 | 65,974,000 |
| Equity capital | 19,423,000 | 19,965,000 | 20,256,000 | 19,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,379,000 | 6,491,000 | 8,630,000 |
| Interest expense | 179,000 | 316,000 | 416,000 | 503,000 |
| Net interest income | 2,019,000 | 4,063,000 | 6,075,000 | 8,127,000 |
| Noninterest income | 699,000 | 1,357,000 | 2,005,000 | 2,753,000 |
| Noninterest expense | 2,239,000 | 4,333,000 | 6,572,000 | 8,556,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 709,000 |
| Pretax income | 389,000 | 907,000 | 1,238,000 | 1,615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 389,000 | 907,000 | 1,238,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,422,000 | 19,939,000 | 20,271,000 | 19,426,000 |
| Total capital | 20,475,000 | 21,038,000 | 21,436,000 | 20,986,000 |
| Risk-weighted assets | 133,934,000 | 127,756,000 | 124,431,000 | 124,732,000 |