Call reports 2025
GENESIS BANK — 2025
What GENESIS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 241,577,000 | 481,206,000 | 418,728,000 | 415,306,000 |
| Total loans | 138,030,000 | 301,749,000 | 298,231,000 | 271,537,000 |
| Allowance for loan losses | 1,637,000 | 3,886,000 | 3,944,000 | 3,411,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,237,000 | 429,619,000 | 368,831,000 | 365,613,000 |
| Interest-bearing deposits | 112,185,000 | 326,059,000 | 250,181,000 | 197,699,000 |
| Noninterest-bearing deposits | 78,052,000 | 103,560,000 | 118,650,000 | 167,914,000 |
| Equity capital | 41,031,000 | 43,690,000 | 43,081,000 | 43,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 5,087,000 | 10,801,000 | 16,087,000 |
| Interest expense | 575,000 | 1,852,000 | 4,213,000 | 5,718,000 |
| Net interest income | 1,366,000 | 3,235,000 | 6,588,000 | 10,369,000 |
| Noninterest income | 140,000 | 7,068,000 | 7,324,000 | 8,107,000 |
| Noninterest expense | 3,418,000 | 8,934,000 | 13,074,000 | 17,355,000 |
| Provision for loan losses | -13,000 | 502,000 | 559,000 | 26,000 |
| Pretax income | -1,901,000 | 757,000 | 148,000 | 1,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,901,000 | 757,000 | 148,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,031,000 | 41,609,000 | 41,071,000 | 42,002,000 |
| Total capital | 42,335,000 | 44,878,000 | 44,306,000 | 44,923,000 |
| Risk-weighted assets | 104,000,000 | 260,781,000 | 257,992,000 | 233,123,000 |