Call reports 2020
HOME SAVINGS BANK — 2020
What HOME SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 171,922,000 | 182,976,000 | 177,833,000 | 178,261,000 |
| Total loans | 131,913,000 | 135,285,000 | 136,834,000 | 139,392,000 |
| Allowance for loan losses | 1,391,000 | 1,436,000 | 1,492,000 | 1,523,000 |
| Securities available for sale | 328,000 | 288,000 | 257,000 | 230,000 |
| Securities held to maturity | 1,034,000 | 954,000 | 864,000 | 758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,276,000 | 139,039,000 | 131,437,000 | 132,042,000 |
| Interest-bearing deposits | 123,896,000 | 128,127,000 | 121,214,000 | 121,933,000 |
| Noninterest-bearing deposits | 8,380,000 | 10,912,000 | 10,223,000 | 10,109,000 |
| Equity capital | 15,393,000 | 15,649,000 | 17,530,000 | 17,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,169,000 | 4,724,000 | 6,286,000 |
| Interest expense | 426,000 | 807,000 | 1,160,000 | 1,498,000 |
| Net interest income | 1,163,000 | 2,362,000 | 3,564,000 | 4,788,000 |
| Noninterest income | 112,000 | 211,000 | 318,000 | 424,000 |
| Noninterest expense | 1,027,000 | 2,038,000 | 3,080,000 | 4,120,000 |
| Provision for loan losses | 33,000 | 78,000 | 133,000 | 164,000 |
| Pretax income | 215,000 | 457,000 | 669,000 | 928,000 |
| Income tax | 0 | 0 | -1,663,000 | -1,597,000 |
| Net income | 215,000 | 457,000 | 2,332,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,392,000 | 15,643,000 | 16,005,000 | 16,206,000 |
| Total capital | 16,730,000 | 16,998,000 | 17,371,000 | 17,616,000 |
| Risk-weighted assets | 107,025,000 | 108,395,000 | 109,172,000 | 112,700,000 |