Call reports 2019
HOME SAVINGS BANK — 2019
What HOME SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,877,000 | 154,010,000 | 153,985,000 | 160,931,000 |
| Total loans | 121,200,000 | 119,926,000 | 119,917,000 | 128,610,000 |
| Allowance for loan losses | 1,344,000 | 1,340,000 | 1,338,000 | 1,358,000 |
| Securities available for sale | 503,000 | 441,000 | 398,000 | 356,000 |
| Securities held to maturity | 1,354,000 | 1,280,000 | 1,187,000 | 1,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,812,000 | 118,458,000 | 121,527,000 | 126,156,000 |
| Interest-bearing deposits | 110,559,000 | 108,980,000 | 113,054,000 | 118,100,000 |
| Noninterest-bearing deposits | 9,253,000 | 9,478,000 | 8,473,000 | 8,056,000 |
| Equity capital | 11,071,000 | 14,922,000 | 14,936,000 | 15,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 2,864,000 | 4,406,000 | 5,967,000 |
| Interest expense | 320,000 | 678,000 | 1,066,000 | 1,472,000 |
| Net interest income | 1,090,000 | 2,186,000 | 3,340,000 | 4,495,000 |
| Noninterest income | 126,000 | 254,000 | 382,000 | 500,000 |
| Noninterest expense | 1,072,000 | 2,155,000 | 3,431,000 | 4,457,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 26,000 |
| Pretax income | 139,000 | 280,000 | 286,000 | 512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 280,000 | 286,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,067,000 | 14,917,000 | 14,931,000 | 15,165,000 |
| Total capital | 12,188,000 | 16,116,000 | 16,138,000 | 16,477,000 |
| Risk-weighted assets | 89,515,000 | 95,795,000 | 96,483,000 | 104,936,000 |