Call reports 2016
HOME SAVINGS BANK — 2016
What HOME SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,164,000 | 138,180,000 | 140,502,000 | 144,074,000 |
| Total loans | 114,898,000 | 116,584,000 | 119,897,000 | 124,152,000 |
| Allowance for loan losses | 1,487,000 | 1,492,000 | 1,502,000 | 1,501,000 |
| Securities available for sale | 2,039,000 | 1,208,000 | 1,119,000 | 1,051,000 |
| Securities held to maturity | 2,614,000 | 2,478,000 | 2,340,000 | 2,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,261,000 | 112,400,000 | 114,300,000 | 115,614,000 |
| Interest-bearing deposits | 99,149,000 | 99,506,000 | 105,289,000 | 106,757,000 |
| Noninterest-bearing deposits | 12,112,000 | 12,894,000 | 9,011,000 | 8,857,000 |
| Equity capital | 11,259,000 | 11,283,000 | 11,360,000 | 11,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,235,000 | 2,421,000 | 3,649,000 | 4,933,000 |
| Interest expense | 168,000 | 336,000 | 512,000 | 691,000 |
| Net interest income | 1,067,000 | 2,085,000 | 3,137,000 | 4,242,000 |
| Noninterest income | 164,000 | 377,000 | 635,000 | 744,000 |
| Noninterest expense | 1,209,000 | 2,415,000 | 3,646,000 | 4,870,000 |
| Provision for loan losses | 5,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 58,000 | 80,000 | 149,000 | 155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 80,000 | 149,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,253,000 | 11,281,000 | 11,357,000 | 11,371,000 |
| Total capital | 12,463,000 | 12,542,000 | 12,587,000 | 12,566,000 |
| Risk-weighted assets | 96,482,000 | 100,677,000 | 98,113,000 | 95,145,000 |