Call reports 2015
HOME SAVINGS BANK — 2015
What HOME SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,817,000 | 128,640,000 | 133,526,000 | 139,348,000 |
| Total loans | 97,263,000 | 102,338,000 | 111,488,000 | 115,165,000 |
| Allowance for loan losses | 1,451,000 | 1,462,000 | 1,478,000 | 1,482,000 |
| Securities available for sale | 5,633,000 | 4,412,000 | 2,765,000 | 2,637,000 |
| Securities held to maturity | 3,651,000 | 3,512,000 | 2,870,000 | 2,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,283,000 | 106,586,000 | 107,289,000 | 113,472,000 |
| Interest-bearing deposits | 91,971,000 | 94,889,000 | 95,171,000 | 100,001,000 |
| Noninterest-bearing deposits | 12,312,000 | 11,697,000 | 12,118,000 | 13,471,000 |
| Equity capital | 11,561,000 | 11,258,000 | 11,163,000 | 11,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,151,000 | 3,327,000 | 4,518,000 |
| Interest expense | 123,000 | 256,000 | 405,000 | 569,000 |
| Net interest income | 928,000 | 1,895,000 | 2,922,000 | 3,949,000 |
| Noninterest income | 161,000 | 96,000 | 226,000 | 372,000 |
| Noninterest expense | 1,165,000 | 2,335,000 | 3,578,000 | 4,698,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 80,000 |
| Pretax income | -105,000 | -403,000 | -503,000 | -455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -105,000 | -403,000 | -503,000 | -455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,523,000 | 11,230,000 | 11,136,000 | 11,185,000 |
| Total capital | 12,513,000 | 12,279,000 | 12,277,000 | 12,364,000 |
| Risk-weighted assets | 78,742,000 | 83,529,000 | 90,937,000 | 94,027,000 |