Call reports 2012
HOME SAVINGS BANK — 2012
What HOME SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 130,554,000 | 131,199,000 | 126,991,000 | 124,767,000 |
| Total loans | 93,691,000 | 90,962,000 | 84,759,000 | 89,695,000 |
| Allowance for loan losses | 1,070,000 | 1,102,000 | 1,129,000 | 1,117,000 |
| Securities available for sale | 3,111,000 | 3,005,000 | 1,318,000 | 1,152,000 |
| Securities held to maturity | 80,000 | 61,000 | 60,000 | 59,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,641,000 | 113,567,000 | 109,191,000 | 108,567,000 |
| Interest-bearing deposits | 103,050,000 | 102,002,000 | 98,835,000 | 96,734,000 |
| Noninterest-bearing deposits | 9,591,000 | 11,564,000 | 10,356,000 | 11,833,000 |
| Equity capital | 9,908,000 | 10,009,000 | 10,154,000 | 9,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,526,000 | 3,705,000 | 4,740,000 |
| Interest expense | 294,000 | 550,000 | 786,000 | 1,002,000 |
| Net interest income | 1,000,000 | 1,976,000 | 2,919,000 | 3,738,000 |
| Noninterest income | 322,000 | 718,000 | 1,186,000 | 1,440,000 |
| Noninterest expense | 1,238,000 | 2,403,000 | 3,586,000 | 4,849,000 |
| Provision for loan losses | 460,000 | 490,000 | 520,000 | 864,000 |
| Pretax income | -335,000 | -178,000 | -29,000 | -646,000 |
| Income tax | -141,000 | -88,000 | -39,000 | -289,000 |
| Net income | -194,000 | -90,000 | 10,000 | -357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,718,000 | 8,860,000 | 9,024,000 | 8,269,000 |
| Total capital | 9,742,000 | 9,864,000 | 9,957,000 | 9,285,000 |
| Risk-weighted assets | 81,846,000 | 80,237,000 | 74,459,000 | 80,498,000 |