Call reports 2005
HOME SAVINGS BANK — 2005
What HOME SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 133,897,000 | 133,910,000 | 128,768,000 | 131,062,000 |
| Total loans | 101,751,000 | 102,726,000 | 96,115,000 | 97,015,000 |
| Allowance for loan losses | 452,000 | 454,000 | 453,000 | 458,000 |
| Securities available for sale | 15,673,000 | 14,544,000 | 14,144,000 | 14,684,000 |
| Securities held to maturity | 305,000 | 302,000 | 215,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,226,000 | 105,957,000 | 109,237,000 | 107,922,000 |
| Interest-bearing deposits | 101,229,000 | 101,060,000 | 103,337,000 | 101,937,000 |
| Noninterest-bearing deposits | 3,996,000 | 4,897,000 | 5,900,000 | 5,985,000 |
| Equity capital | 11,313,000 | 11,506,000 | 11,597,000 | 11,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,116,000 | 4,741,000 | 6,335,000 |
| Interest expense | 624,000 | 1,281,000 | 1,967,000 | 2,669,000 |
| Net interest income | 902,000 | 1,835,000 | 2,774,000 | 3,666,000 |
| Noninterest income | 223,000 | 575,000 | 998,000 | 1,270,000 |
| Noninterest expense | 1,039,000 | 2,076,000 | 3,231,000 | 4,295,000 |
| Provision for loan losses | 9,000 | 17,000 | 28,000 | 34,000 |
| Pretax income | 110,000 | 354,000 | 550,000 | 644,000 |
| Income tax | 29,000 | 111,000 | 174,000 | 197,000 |
| Net income | 81,000 | 243,000 | 376,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,398,000 | 11,542,000 | 11,657,000 | 11,718,000 |
| Total capital | 11,850,000 | 11,996,000 | 12,110,000 | 12,176,000 |
| Risk-weighted assets | 80,279,000 | 82,891,000 | 78,520,000 | 81,596,000 |
Machine access — free, no API key
Every figure shown here about HOME SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.