Call reports 2026
COMMERCIAL BANK & TRUST COMPANY — 2026
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 372,851,000 | 364,047,000 |
| Total loans | 252,060,000 | 249,420,000 |
| Allowance for loan losses | 3,176,000 | 3,633,000 |
| Securities available for sale | 98,281,000 | 94,171,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 344,734,000 | 335,988,000 |
| Interest-bearing deposits | 279,455,000 | 272,514,000 |
| Noninterest-bearing deposits | 65,279,000 | 63,474,000 |
| Equity capital | 25,067,000 | 25,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,625,000 | 9,252,000 |
| Interest expense | 1,950,000 | 3,870,000 |
| Net interest income | 2,675,000 | 5,382,000 |
| Noninterest income | 595,000 | 1,129,000 |
| Noninterest expense | 2,238,000 | 4,328,000 |
| Provision for loan losses | 450,000 | 900,000 |
| Pretax income | 582,000 | 1,283,000 |
| Income tax | 0 | 0 |
| Net income | 582,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,045,000 | 41,747,000 |