Call reports 2022
COMMERCIAL BANK & TRUST COMPANY — 2022
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 255,952,000 | 244,971,000 | 247,341,000 | 246,218,000 |
| Total loans | 137,094,000 | 137,922,000 | 140,812,000 | 145,587,000 |
| Allowance for loan losses | 1,351,000 | 1,343,000 | 1,363,000 | 1,408,000 |
| Securities available for sale | 94,823,000 | 88,523,000 | 85,616,000 | 83,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,936,000 | 234,453,000 | 228,040,000 | 232,766,000 |
| Interest-bearing deposits | 182,038,000 | 176,801,000 | 169,590,000 | 174,691,000 |
| Noninterest-bearing deposits | 56,899,000 | 57,652,000 | 58,450,000 | 58,075,000 |
| Equity capital | 16,804,000 | 10,238,000 | 9,041,000 | 9,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,604,000 | 6,958,000 | 9,417,000 |
| Interest expense | 318,000 | 629,000 | 934,000 | 1,354,000 |
| Net interest income | 1,971,000 | 3,975,000 | 6,024,000 | 8,063,000 |
| Noninterest income | 352,000 | 862,000 | 1,163,000 | 1,457,000 |
| Noninterest expense | 1,460,000 | 3,084,000 | 4,472,000 | 5,946,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 833,000 | 1,693,000 | 2,625,000 | 3,454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 833,000 | 1,693,000 | 2,625,000 | 3,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,864,000 | 24,099,000 | 24,392,000 | 23,932,000 |