Call reports 2021
COMMERCIAL BANK & TRUST COMPANY — 2021
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 247,993,000 | 247,258,000 | 254,994,000 | 257,695,000 |
| Total loans | 135,656,000 | 132,890,000 | 132,175,000 | 135,921,000 |
| Allowance for loan losses | 1,036,000 | 1,072,000 | 1,123,000 | 1,324,000 |
| Securities available for sale | 83,266,000 | 91,666,000 | 101,048,000 | 101,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,130,000 | 223,930,000 | 229,657,000 | 235,688,000 |
| Interest-bearing deposits | 171,829,000 | 169,799,000 | 175,081,000 | 179,969,000 |
| Noninterest-bearing deposits | 53,301,000 | 54,131,000 | 54,576,000 | 55,719,000 |
| Equity capital | 22,620,000 | 23,073,000 | 25,099,000 | 21,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,597,000 | 6,958,000 | 9,279,000 |
| Interest expense | 390,000 | 754,000 | 1,099,000 | 1,434,000 |
| Net interest income | 1,885,000 | 3,843,000 | 5,859,000 | 7,845,000 |
| Noninterest income | 324,000 | 707,000 | 2,962,000 | 3,343,000 |
| Noninterest expense | 1,397,000 | 2,856,000 | 4,378,000 | 5,928,000 |
| Provision for loan losses | 60,000 | 135,000 | 165,000 | 395,000 |
| Pretax income | 752,000 | 1,559,000 | 4,278,000 | 4,865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 752,000 | 1,559,000 | 4,278,000 | 4,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,547,000 | 22,794,000 | 24,913,000 | 23,030,000 |