Call reports 2018
COMMERCIAL BANK & TRUST COMPANY — 2018
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 213,242,000 | 213,909,000 | 217,567,000 | 213,142,000 |
| Total loans | 124,103,000 | 129,345,000 | 131,831,000 | 121,999,000 |
| Allowance for loan losses | 1,243,000 | 1,251,000 | 1,220,000 | 1,122,000 |
| Securities available for sale | 72,648,000 | 72,403,000 | 71,726,000 | 71,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,991,000 | 172,324,000 | 173,283,000 | 176,950,000 |
| Interest-bearing deposits | 134,796,000 | 135,030,000 | 38,354,000 | 139,633,000 |
| Noninterest-bearing deposits | 38,195,000 | 37,293,000 | 134,929,000 | 37,317,000 |
| Equity capital | 17,436,000 | 17,642,000 | 17,080,000 | 17,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,389,000 | 6,688,000 | 9,011,000 |
| Interest expense | 302,000 | 665,000 | 1,152,000 | 1,718,000 |
| Net interest income | 1,859,000 | 3,724,000 | 5,536,000 | 7,293,000 |
| Noninterest income | 227,000 | 457,000 | 690,000 | 933,000 |
| Noninterest expense | 1,390,000 | 2,715,000 | 4,087,000 | 5,502,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 687,000 | 1,448,000 | 2,112,000 | 2,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,448,000 | 2,112,000 | 2,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,576,000 | 20,822,000 | 20,916,000 | 20,550,000 |
| Total capital | 21,819,000 | 22,073,000 | 22,136,000 | 21,672,000 |
| Risk-weighted assets | 138,940,000 | 142,572,000 | 144,795,000 | 135,394,000 |