Call reports 2017
COMMERCIAL BANK & TRUST COMPANY — 2017
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 193,554,000 | 203,439,000 | 205,845,000 | 210,416,000 |
| Total loans | 107,927,000 | 113,180,000 | 115,970,000 | 122,457,000 |
| Allowance for loan losses | 1,346,000 | 1,321,000 | 1,272,000 | 1,283,000 |
| Securities available for sale | 75,281,000 | 76,771,000 | 76,018,000 | 74,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,420,000 | 171,493,000 | 172,048,000 | 174,403,000 |
| Interest-bearing deposits | 138,934,000 | 137,422,000 | 136,706,000 | 136,858,000 |
| Noninterest-bearing deposits | 36,486,000 | 34,072,000 | 35,342,000 | 37,545,000 |
| Equity capital | 17,621,000 | 19,362,000 | 19,444,000 | 18,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 4,006,000 | 6,102,000 | 8,240,000 |
| Interest expense | 221,000 | 464,000 | 721,000 | 986,000 |
| Net interest income | 1,746,000 | 3,542,000 | 5,381,000 | 7,254,000 |
| Noninterest income | 246,000 | 456,000 | 684,000 | 921,000 |
| Noninterest expense | 1,293,000 | 2,582,000 | 3,932,000 | 5,295,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 699,000 | 1,416,000 | 2,133,000 | 2,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 699,000 | 1,416,000 | 2,133,000 | 2,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,856,000 | 20,048,000 | 20,230,000 | 19,889,000 |
| Total capital | 21,202,000 | 21,369,000 | 21,502,000 | 21,172,000 |
| Risk-weighted assets | 123,031,000 | 132,031,000 | 135,107,000 | 139,616,000 |