Call reports 2008
COMMERCIAL BANK & TRUST COMPANY — 2008
What COMMERCIAL BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 155,731,000 | 153,197,000 | 148,168,000 | 150,617,000 |
| Total loans | 100,141,000 | 98,493,000 | 97,337,000 | 96,453,000 |
| Allowance for loan losses | 1,960,000 | 2,079,000 | 1,777,000 | 1,695,000 |
| Securities available for sale | 40,470,000 | 41,815,000 | 41,519,000 | 41,464,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,863,000 | 138,869,000 | 133,763,000 | 135,622,000 |
| Interest-bearing deposits | 122,224,000 | 119,629,000 | 114,771,000 | 114,778,000 |
| Noninterest-bearing deposits | 18,639,000 | 19,240,000 | 18,992,000 | 20,844,000 |
| Equity capital | 13,417,000 | 12,886,000 | 13,071,000 | 13,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,715,000 | 5,422,000 | 8,040,000 | 10,572,000 |
| Interest expense | 1,268,000 | 2,391,000 | 3,368,000 | 4,187,000 |
| Net interest income | 1,447,000 | 3,031,000 | 4,672,000 | 6,385,000 |
| Noninterest income | 244,000 | 470,000 | 694,000 | 945,000 |
| Noninterest expense | 1,017,000 | 2,074,000 | 3,179,000 | 4,319,000 |
| Provision for loan losses | 300,000 | 650,000 | 950,000 | 1,260,000 |
| Pretax income | 374,000 | 777,000 | 1,237,000 | 1,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 777,000 | 1,237,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,272,000 | 13,674,000 | 14,134,000 | 13,648,000 |
| Total capital | 14,554,000 | 14,984,000 | 15,341,000 | 14,904,000 |
| Risk-weighted assets | 106,820,000 | 104,062,000 | 100,560,000 | 99,803,000 |
Machine access — free, no API key
Every figure shown here about COMMERCIAL BANK & TRUST COMPANY — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.