Call reports 2012
FIRST STATE BANK OF WILTON — 2012
What FIRST STATE BANK OF WILTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,501,000 | 36,514,000 | 37,040,000 | 36,354,000 |
| Total loans | 14,344,000 | 16,455,000 | 17,164,000 | 16,798,000 |
| Allowance for loan losses | 266,000 | 268,000 | 268,000 | 267,000 |
| Securities available for sale | 12,851,000 | 13,638,000 | 12,986,000 | 12,245,000 |
| Securities held to maturity | 4,210,000 | 4,153,000 | 4,169,000 | 4,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,343,000 | 31,179,000 | 32,272,000 | 31,592,000 |
| Interest-bearing deposits | 24,415,000 | 25,420,000 | 26,323,000 | 24,041,000 |
| Noninterest-bearing deposits | 6,928,000 | 5,759,000 | 5,949,000 | 7,551,000 |
| Equity capital | 4,373,000 | 4,487,000 | 3,830,000 | 3,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 694,000 | 1,057,000 | 1,422,000 |
| Interest expense | 54,000 | 103,000 | 152,000 | 200,000 |
| Net interest income | 294,000 | 591,000 | 905,000 | 1,222,000 |
| Noninterest income | 16,000 | 43,000 | 62,000 | 83,000 |
| Noninterest expense | 162,000 | 338,000 | 504,000 | 716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 296,000 | 463,000 | 589,000 |
| Income tax | 32,000 | 74,000 | 123,000 | 108,000 |
| Net income | 116,000 | 222,000 | 340,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,069,000 | 4,173,000 | 3,456,000 | 3,597,000 |
| Total capital | 4,335,000 | 4,441,000 | 3,724,000 | 3,864,000 |
| Risk-weighted assets | 20,542,000 | 22,319,000 | 22,879,000 | 22,461,000 |