Call report 2023Q4
CITIZENS BANK — 2023Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,499,000 | USD | evidence → |
| Total loans | 274,625,000 | USD | evidence → |
| Allowance for loan losses | 6,115,000 | USD | evidence → |
| Securities available for sale | 97,111,000 | USD | evidence → |
| Securities held to maturity | 277,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 411,445,000 | USD | evidence → |
| Interest-bearing deposits | 269,811,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,634,000 | USD | evidence → |
| Equity capital | 64,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,305,000 | USD | evidence → |
| Interest expense | 2,735,000 | USD | evidence → |
| Net interest income | 19,570,000 | USD | evidence → |
| Noninterest income | 1,192,000 | USD | evidence → |
| Noninterest expense | 14,709,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | 5,588,000 | USD | evidence → |
| Income tax | 1,175,000 | USD | evidence → |
| Net income | 4,413,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,351,000 | USD | evidence → |
| Total capital | 72,481,000 | USD | evidence → |
| Risk-weighted assets | 328,456,000 | USD | evidence → |