Call report 2020Q4
CITIZENS BANK — 2020Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 432,552,000 | USD | evidence → |
| Total loans | 286,250,000 | USD | evidence → |
| Allowance for loan losses | 6,836,000 | USD | evidence → |
| Securities available for sale | 22,216,000 | USD | evidence → |
| Securities held to maturity | 637,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 370,322,000 | USD | evidence → |
| Interest-bearing deposits | 226,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 143,889,000 | USD | evidence → |
| Equity capital | 60,469,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,371,000 | USD | evidence → |
| Interest expense | 1,734,000 | USD | evidence → |
| Net interest income | 16,637,000 | USD | evidence → |
| Noninterest income | 1,031,000 | USD | evidence → |
| Noninterest expense | 12,439,000 | USD | evidence → |
| Provision for loan losses | 2,220,000 | USD | evidence → |
| Pretax income | 3,009,000 | USD | evidence → |
| Income tax | 633,000 | USD | evidence → |
| Net income | 2,376,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,778,000 | USD | evidence → |
| Total capital | 63,760,000 | USD | evidence → |
| Risk-weighted assets | 315,710,000 | USD | evidence → |