Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 383,646,000 | USD | evidence → |
| Total loans | 200,168,000 | USD | evidence → |
| Allowance for loan losses | 3,341,000 | USD | evidence → |
| Securities available for sale | 54,037,000 | USD | evidence → |
| Securities held to maturity | 3,454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,253,000 | USD | evidence → |
| Interest-bearing deposits | 217,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,033,000 | USD | evidence → |
| Equity capital | 40,546,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,829,000 | USD | evidence → |
| Interest expense | 520,000 | USD | evidence → |
| Net interest income | 13,309,000 | USD | evidence → |
| Noninterest income | 1,368,000 | USD | evidence → |
| Noninterest expense | 10,510,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,867,000 | USD | evidence → |
| Income tax | 1,292,000 | USD | evidence → |
| Net income | 2,575,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,091,000 | USD | evidence → |
| Total capital | 43,071,000 | USD | evidence → |
| Risk-weighted assets | 238,057,000 | USD | evidence → |