Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,724,000 | USD | evidence → |
| Total loans | 202,308,000 | USD | evidence → |
| Allowance for loan losses | 2,368,000 | USD | evidence → |
| Securities available for sale | 19,815,000 | USD | evidence → |
| Securities held to maturity | 13,676,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 245,966,000 | USD | evidence → |
| Interest-bearing deposits | 155,669,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,297,000 | USD | evidence → |
| Equity capital | 30,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,539,000 | USD | evidence → |
| Interest expense | 3,345,000 | USD | evidence → |
| Net interest income | 13,194,000 | USD | evidence → |
| Noninterest income | 1,862,000 | USD | evidence → |
| Noninterest expense | 10,877,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 3,639,000 | USD | evidence → |
| Income tax | 1,105,000 | USD | evidence → |
| Net income | 2,534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,337,000 | USD | evidence → |
| Total capital | 32,705,000 | USD | evidence → |
| Risk-weighted assets | 235,621,000 | USD | evidence → |