Call reports 2006
CITIZENS BANK — 2006
What CITIZENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 258,060,000 | 247,214,000 | 247,489,000 | 245,887,000 |
| Total loans | 135,247,000 | 136,058,000 | 139,265,000 | 152,245,000 |
| Allowance for loan losses | 1,637,000 | 1,695,000 | 1,744,000 | 1,685,000 |
| Securities available for sale | 13,318,000 | 17,023,000 | 18,835,000 | 18,279,000 |
| Securities held to maturity | 23,063,000 | 21,225,000 | 19,810,000 | 18,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,629,000 | 220,563,000 | 219,951,000 | 217,474,000 |
| Interest-bearing deposits | 152,808,000 | 153,278,000 | 195,952,000 | 196,254,000 |
| Noninterest-bearing deposits | 78,821,000 | 67,285,000 | 23,999,000 | 21,220,000 |
| Equity capital | 25,391,000 | 25,251,000 | 26,122,000 | 26,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,849,000 | 8,067,000 | 12,334,000 | 16,815,000 |
| Interest expense | 923,000 | 1,939,000 | 3,047,000 | 4,192,000 |
| Net interest income | 2,926,000 | 6,128,000 | 9,287,000 | 12,623,000 |
| Noninterest income | 466,000 | 916,000 | 1,366,000 | 1,761,000 |
| Noninterest expense | 2,453,000 | 5,107,000 | 7,717,000 | 10,272,000 |
| Provision for loan losses | 63,000 | 126,000 | 186,000 | 246,000 |
| Pretax income | 876,000 | 1,811,000 | 2,750,000 | 3,866,000 |
| Income tax | 312,000 | 636,000 | 963,000 | 1,350,000 |
| Net income | 564,000 | 1,175,000 | 1,787,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,498,000 | 25,509,000 | 26,121,000 | 26,849,000 |
| Total capital | 27,135,000 | 27,204,000 | 27,865,000 | 28,534,000 |
| Risk-weighted assets | 155,830,000 | 156,151,000 | 159,503,000 | 181,599,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.