Call reports 2026
ELKTON BANK & TRUST COMPANY — 2026
What ELKTON BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 197,405,000 | 199,052,000 |
| Total loans | 80,207,000 | 81,710,000 |
| Allowance for loan losses | 798,000 | 785,000 |
| Securities available for sale | 18,362,000 | 24,456,000 |
| Securities held to maturity | 46,890,000 | 46,786,000 |
| Trading assets | 0 | 0 |
| Total deposits | 167,196,000 | 168,510,000 |
| Interest-bearing deposits | 121,800,000 | 124,497,000 |
| Noninterest-bearing deposits | 45,396,000 | 44,013,000 |
| Equity capital | 23,606,000 | 23,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,172,000 | 4,430,000 |
| Interest expense | 597,000 | 1,206,000 |
| Net interest income | 1,575,000 | 3,224,000 |
| Noninterest income | 193,000 | 398,000 |
| Noninterest expense | 1,231,000 | 2,433,000 |
| Provision for loan losses | -24,000 | -28,000 |
| Pretax income | 557,000 | 1,209,000 |
| Income tax | 115,000 | 212,000 |
| Net income | 442,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,140,000 | 25,094,000 |
| Total capital | 25,982,000 | 25,927,000 |
| Risk-weighted assets | 85,586,000 | 87,232,000 |