Call report 2025Q4
ELKTON BANK & TRUST COMPANY — 2025Q4
The 22 measures ELKTON BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,044,000 | USD | evidence → |
| Total loans | 86,122,000 | USD | evidence → |
| Allowance for loan losses | 821,000 | USD | evidence → |
| Securities available for sale | 20,055,000 | USD | evidence → |
| Securities held to maturity | 46,891,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,600,000 | USD | evidence → |
| Interest-bearing deposits | 118,895,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,705,000 | USD | evidence → |
| Equity capital | 23,183,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,969,000 | USD | evidence → |
| Interest expense | 2,536,000 | USD | evidence → |
| Net interest income | 6,433,000 | USD | evidence → |
| Noninterest income | 937,000 | USD | evidence → |
| Noninterest expense | 4,496,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 2,783,000 | USD | evidence → |
| Income tax | 576,000 | USD | evidence → |
| Net income | 2,207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,697,000 | USD | evidence → |
| Total capital | 25,558,000 | USD | evidence → |
| Risk-weighted assets | 93,472,000 | USD | evidence → |