Call reports 2018
ELKTON BANK & TRUST COMPANY — 2018
What ELKTON BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,736,000 | 132,469,000 | 136,501,000 | 141,628,000 |
| Total loans | 54,060,000 | 53,360,000 | 54,531,000 | 55,773,000 |
| Allowance for loan losses | 569,000 | 581,000 | 564,000 | 585,000 |
| Securities available for sale | 57,399,000 | 57,483,000 | 57,413,000 | 58,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,498,000 | 110,890,000 | 114,716,000 | 119,809,000 |
| Interest-bearing deposits | 77,670,000 | 77,552,000 | 78,479,000 | 83,184,000 |
| Noninterest-bearing deposits | 31,828,000 | 33,338,000 | 36,237,000 | 36,625,000 |
| Equity capital | 15,933,000 | 16,065,000 | 16,351,000 | 16,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,501,000 | 3,818,000 | 5,248,000 |
| Interest expense | 86,000 | 182,000 | 292,000 | 432,000 |
| Net interest income | 1,144,000 | 2,319,000 | 3,526,000 | 4,816,000 |
| Noninterest income | 180,000 | 373,000 | 576,000 | 864,000 |
| Noninterest expense | 872,000 | 1,744,000 | 2,633,000 | 3,550,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 102,000 |
| Pretax income | 432,000 | 912,000 | 1,415,000 | 2,028,000 |
| Income tax | 61,000 | 0 | 0 | 0 |
| Net income | 371,000 | 912,000 | 1,415,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,011,000 | 17,303,000 | 17,806,000 | 17,918,000 |
| Total capital | 17,580,000 | 17,884,000 | 18,370,000 | 18,503,000 |
| Risk-weighted assets | 66,141,000 | 65,709,000 | 70,591,000 | 71,791,000 |