Call report 2004Q4
ELKTON BANK & TRUST COMPANY — 2004Q4
The 22 measures ELKTON BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,944,000 | USD | evidence → |
| Total loans | 51,984,000 | USD | evidence → |
| Allowance for loan losses | 527,000 | USD | evidence → |
| Securities available for sale | 44,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,290,000 | USD | evidence → |
| Interest-bearing deposits | 56,035,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,255,000 | USD | evidence → |
| Equity capital | 12,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,050,000 | USD | evidence → |
| Interest expense | 1,232,000 | USD | evidence → |
| Net interest income | 3,818,000 | USD | evidence → |
| Noninterest income | 547,000 | USD | evidence → |
| Noninterest expense | 2,433,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,904,000 | USD | evidence → |
| Income tax | 393,000 | USD | evidence → |
| Net income | 1,511,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,013,000 | USD | evidence → |
| Total capital | 12,540,000 | USD | evidence → |
| Risk-weighted assets | 73,816,000 | USD | evidence → |
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