Call reports 2025
COMMUNITY NATIONAL BANK IN MONMOUTH — 2025
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 51,964,000 | 54,631,000 | 51,540,000 | 53,689,000 |
| Total loans | 33,998,000 | 33,210,000 | 35,093,000 | 33,841,000 |
| Allowance for loan losses | 536,000 | 558,000 | 500,000 | 506,000 |
| Securities available for sale | 13,757,000 | 13,660,000 | 11,509,000 | 12,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,228,000 | 47,659,000 | 44,470,000 | 46,613,000 |
| Interest-bearing deposits | 37,595,000 | 40,023,000 | 38,009,000 | 39,604,000 |
| Noninterest-bearing deposits | 7,633,000 | 7,636,000 | 6,461,000 | 7,009,000 |
| Equity capital | 6,245,000 | 6,486,000 | 6,655,000 | 6,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,302,000 | 1,986,000 | 2,687,000 |
| Interest expense | 164,000 | 331,000 | 506,000 | 674,000 |
| Net interest income | 473,000 | 971,000 | 1,480,000 | 2,013,000 |
| Noninterest income | 82,000 | 166,000 | 249,000 | 375,000 |
| Noninterest expense | 414,000 | 803,000 | 1,239,000 | 1,709,000 |
| Provision for loan losses | 4,000 | 26,000 | 72,000 | 79,000 |
| Pretax income | 137,000 | 308,000 | 418,000 | 600,000 |
| Income tax | 29,000 | 65,000 | 88,000 | 124,000 |
| Net income | 108,000 | 243,000 | 330,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,666,000 | 6,801,000 | 6,888,000 | 6,837,000 |