Call reports 2024
COMMUNITY NATIONAL BANK IN MONMOUTH — 2024
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 50,668,000 | 51,988,000 | 51,246,000 | 52,021,000 |
| Total loans | 29,748,000 | 30,644,000 | 32,210,000 | 32,067,000 |
| Allowance for loan losses | 519,000 | 523,000 | 527,000 | 532,000 |
| Securities available for sale | 13,957,000 | 12,428,000 | 12,778,000 | 13,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,667,000 | 45,752,000 | 44,801,000 | 45,679,000 |
| Interest-bearing deposits | 37,616,000 | 37,998,000 | 38,247,000 | 38,479,000 |
| Noninterest-bearing deposits | 7,051,000 | 7,754,000 | 6,554,000 | 7,200,000 |
| Equity capital | 5,610,000 | 5,793,000 | 6,192,000 | 5,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,154,000 | 1,787,000 | 2,419,000 |
| Interest expense | 164,000 | 332,000 | 507,000 | 679,000 |
| Net interest income | 405,000 | 822,000 | 1,280,000 | 1,740,000 |
| Noninterest income | 81,000 | 169,000 | 261,000 | 353,000 |
| Noninterest expense | 366,000 | 712,000 | 1,096,000 | 1,514,000 |
| Provision for loan losses | 4,000 | 8,000 | 12,000 | 17,000 |
| Pretax income | 116,000 | 271,000 | 433,000 | 562,000 |
| Income tax | 29,000 | 69,000 | 93,000 | 121,000 |
| Net income | 87,000 | 202,000 | 340,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,393,000 | 6,510,000 | 6,648,000 | 6,561,000 |