Call reports 2023
COMMUNITY NATIONAL BANK IN MONMOUTH — 2023
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 56,871,000 | 56,174,000 | 57,021,000 | 56,434,000 |
| Total loans | 31,363,000 | 31,252,000 | 32,962,000 | 28,794,000 |
| Allowance for loan losses | 477,000 | 490,000 | 510,000 | 515,000 |
| Securities available for sale | 14,593,000 | 14,403,000 | 13,403,000 | 13,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,365,000 | 50,722,000 | 51,517,000 | 50,631,000 |
| Interest-bearing deposits | 43,639,000 | 42,735,000 | 43,422,000 | 43,319,000 |
| Noninterest-bearing deposits | 7,726,000 | 7,987,000 | 8,095,000 | 7,312,000 |
| Equity capital | 5,147,000 | 5,213,000 | 5,298,000 | 5,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,054,000 | 1,646,000 | 2,260,000 |
| Interest expense | 131,000 | 288,000 | 453,000 | 639,000 |
| Net interest income | 370,000 | 766,000 | 1,193,000 | 1,621,000 |
| Noninterest income | 82,000 | 173,000 | 256,000 | 335,000 |
| Noninterest expense | 339,000 | 669,000 | 1,008,000 | 1,361,000 |
| Provision for loan losses | 8,000 | 19,000 | 39,000 | 45,000 |
| Pretax income | 105,000 | 241,000 | 392,000 | 540,000 |
| Income tax | 33,000 | 61,000 | 100,000 | 142,000 |
| Net income | 72,000 | 180,000 | 292,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,165,000 | 6,261,000 | 6,379,000 | 6,305,000 |