Call reports 2022
COMMUNITY NATIONAL BANK IN MONMOUTH — 2022
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 49,664,000 | 51,863,000 | 53,737,000 | 55,546,000 |
| Total loans | 26,060,000 | 28,355,000 | 31,036,000 | 31,125,000 |
| Allowance for loan losses | 442,000 | 450,000 | 457,000 | 465,000 |
| Securities available for sale | 13,843,000 | 15,374,000 | 14,925,000 | 15,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,215,000 | 46,178,000 | 46,255,000 | 48,372,000 |
| Interest-bearing deposits | 36,120,000 | 36,067,000 | 37,921,000 | 40,212,000 |
| Noninterest-bearing deposits | 7,096,000 | 10,111,000 | 8,334,000 | 8,160,000 |
| Equity capital | 5,869,000 | 5,216,000 | 4,998,000 | 4,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 719,000 | 1,143,000 | 1,585,000 |
| Interest expense | 24,000 | 48,000 | 80,000 | 139,000 |
| Net interest income | 324,000 | 671,000 | 1,063,000 | 1,446,000 |
| Noninterest income | 89,000 | 179,000 | 264,000 | 356,000 |
| Noninterest expense | 295,000 | 604,000 | 923,000 | 1,237,000 |
| Provision for loan losses | 11,000 | 18,000 | 26,000 | 33,000 |
| Pretax income | 107,000 | 228,000 | 378,000 | 532,000 |
| Income tax | 24,000 | 60,000 | 102,000 | 147,000 |
| Net income | 83,000 | 168,000 | 276,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,057,000 | 6,165,000 | 6,093,000 |