Call reports 2021
COMMUNITY NATIONAL BANK IN MONMOUTH — 2021
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,473,000 | 50,934,000 | 49,543,000 | 51,231,000 |
| Total loans | 26,528,000 | 26,748,000 | 26,397,000 | 26,151,000 |
| Allowance for loan losses | 365,000 | 377,000 | 389,000 | 431,000 |
| Securities available for sale | 10,798,000 | 13,616,000 | 12,305,000 | 12,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,322,000 | 43,894,000 | 42,481,000 | 44,418,000 |
| Interest-bearing deposits | 17,415,000 | 17,511,000 | 17,166,000 | 37,092,000 |
| Noninterest-bearing deposits | 24,907,000 | 26,383,000 | 25,315,000 | 7,326,000 |
| Equity capital | 6,285,000 | 6,400,000 | 6,498,000 | 6,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 702,000 | 1,057,000 | 1,404,000 |
| Interest expense | 32,000 | 60,000 | 87,000 | 111,000 |
| Net interest income | 312,000 | 642,000 | 970,000 | 1,293,000 |
| Noninterest income | 181,000 | 307,000 | 387,000 | 498,000 |
| Noninterest expense | 276,000 | 575,000 | 851,000 | 1,172,000 |
| Provision for loan losses | 14,000 | 26,000 | 38,000 | 50,000 |
| Pretax income | 203,000 | 348,000 | 468,000 | 569,000 |
| Income tax | 42,000 | 72,000 | 97,000 | 129,000 |
| Net income | 161,000 | 276,000 | 371,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,318,000 | 6,433,000 | 6,529,000 | 6,418,000 |