Call reports 2020
COMMUNITY NATIONAL BANK IN MONMOUTH — 2020
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,217,000 | 48,436,000 | 44,160,000 | 46,660,000 |
| Total loans | 25,297,000 | 26,185,000 | 26,709,000 | 24,927,000 |
| Allowance for loan losses | 320,000 | 335,000 | 351,000 | 369,000 |
| Securities available for sale | 5,507,000 | 8,021,000 | 7,182,000 | 7,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,454,000 | 41,463,000 | 37,203,000 | 39,707,000 |
| Interest-bearing deposits | 32,827,000 | 33,326,000 | 30,749,000 | 32,550,000 |
| Noninterest-bearing deposits | 8,628,000 | 8,137,000 | 6,454,000 | 7,157,000 |
| Equity capital | 6,189,000 | 6,293,000 | 6,307,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 758,000 | 1,140,000 | 1,498,000 |
| Interest expense | 60,000 | 122,000 | 176,000 | 216,000 |
| Net interest income | 327,000 | 636,000 | 964,000 | 1,282,000 |
| Noninterest income | 55,000 | 167,000 | 255,000 | 345,000 |
| Noninterest expense | 311,000 | 623,000 | 995,000 | 1,308,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 63,000 |
| Pretax income | 56,000 | 150,000 | 178,000 | 256,000 |
| Income tax | 11,000 | 10,000 | 16,000 | 33,000 |
| Net income | 45,000 | 140,000 | 162,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,114,000 | 6,209,000 | 6,231,000 | 6,157,000 |
| Total capital | 6,418,000 | 6,519,000 | 6,548,000 | 6,446,000 |
| Risk-weighted assets | 24,446,000 | 24,753,000 | 25,296,000 | 23,074,000 |