Call reports 2019
COMMUNITY NATIONAL BANK IN MONMOUTH — 2019
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,679,000 | 37,398,000 | 40,966,000 | 41,810,000 |
| Total loans | 23,550,000 | 25,049,000 | 26,103,000 | 25,001,000 |
| Allowance for loan losses | 282,000 | 336,000 | 374,000 | 316,000 |
| Securities available for sale | 8,351,000 | 7,304,000 | 6,816,000 | 6,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,206,000 | 30,751,000 | 34,455,000 | 35,208,000 |
| Interest-bearing deposits | 26,643,000 | 26,684,000 | 28,057,000 | 30,302,000 |
| Noninterest-bearing deposits | 4,563,000 | 4,067,000 | 6,399,000 | 4,906,000 |
| Equity capital | 6,020,000 | 6,131,000 | 6,042,000 | 6,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 696,000 | 1,077,000 | 1,469,000 |
| Interest expense | 34,000 | 71,000 | 113,000 | 172,000 |
| Net interest income | 302,000 | 625,000 | 964,000 | 1,297,000 |
| Noninterest income | 64,000 | 165,000 | 229,000 | 307,000 |
| Noninterest expense | 298,000 | 614,000 | 983,000 | 1,325,000 |
| Provision for loan losses | 171,000 | 190,000 | 347,000 | 361,000 |
| Pretax income | -103,000 | -15,000 | -137,000 | -82,000 |
| Income tax | -22,000 | -5,000 | -30,000 | -18,000 |
| Net income | -81,000 | -10,000 | -107,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,052,000 | 6,123,000 | 6,026,000 | 6,069,000 |
| Total capital | 6,334,000 | 6,421,000 | 6,343,000 | 6,373,000 |
| Risk-weighted assets | 22,625,000 | 23,842,000 | 25,431,000 | 24,340,000 |