Call reports 2018
COMMUNITY NATIONAL BANK IN MONMOUTH — 2018
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,758,000 | 38,650,000 | 38,850,000 | 38,118,000 |
| Total loans | 23,979,000 | 24,155,000 | 24,440,000 | 23,640,000 |
| Allowance for loan losses | 416,000 | 230,000 | 465,000 | 391,000 |
| Securities available for sale | 9,127,000 | 9,514,000 | 9,512,000 | 7,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,228,000 | 32,351,000 | 32,527,000 | 31,623,000 |
| Interest-bearing deposits | 32,984,000 | 28,055,000 | 26,249,000 | 26,851,000 |
| Noninterest-bearing deposits | 4,244,000 | 4,296,000 | 6,278,000 | 4,772,000 |
| Equity capital | 6,112,000 | 5,910,000 | 5,944,000 | 6,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 706,000 | 1,065,000 | 1,412,000 |
| Interest expense | 27,000 | 53,000 | 82,000 | 111,000 |
| Net interest income | 328,000 | 653,000 | 983,000 | 1,301,000 |
| Noninterest income | 72,000 | 153,000 | 231,000 | 304,000 |
| Noninterest expense | 296,000 | 676,000 | 973,000 | 1,272,000 |
| Provision for loan losses | 90,000 | 367,000 | 432,000 | 322,000 |
| Pretax income | 14,000 | -237,000 | -191,000 | 11,000 |
| Income tax | 2,000 | -51,000 | -42,000 | -4,000 |
| Net income | 12,000 | -186,000 | -149,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,220,000 | 6,023,000 | 6,060,000 | 6,133,000 |
| Total capital | 6,516,000 | 6,253,000 | 6,360,000 | 6,415,000 |
| Risk-weighted assets | 23,467,000 | 23,745,000 | 23,865,000 | 22,522,000 |