Call reports 2013
COMMUNITY NATIONAL BANK IN MONMOUTH — 2013
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,358,000 | 51,855,000 | 51,105,000 | 50,239,000 |
| Total loans | 24,313,000 | 24,069,000 | 24,621,000 | 25,350,000 |
| Allowance for loan losses | 319,000 | 292,000 | 334,000 | 367,000 |
| Securities available for sale | 19,464,000 | 19,132,000 | 19,642,000 | 17,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,132,000 | 45,031,000 | 44,228,000 | 43,503,000 |
| Interest-bearing deposits | 43,623,000 | 39,788,000 | 38,276,000 | 37,379,000 |
| Noninterest-bearing deposits | 4,509,000 | 5,243,000 | 5,952,000 | 6,124,000 |
| Equity capital | 6,608,000 | 6,385,000 | 6,442,000 | 6,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 872,000 | 1,310,000 | 1,745,000 |
| Interest expense | 73,000 | 135,000 | 190,000 | 242,000 |
| Net interest income | 361,000 | 737,000 | 1,120,000 | 1,503,000 |
| Noninterest income | 84,000 | 165,000 | 252,000 | 338,000 |
| Noninterest expense | 368,000 | 700,000 | 1,081,000 | 1,445,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 47,000 | 142,000 | 201,000 | 263,000 |
| Income tax | 7,000 | 36,000 | 48,000 | 61,000 |
| Net income | 40,000 | 106,000 | 153,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,310,000 | 6,376,000 | 6,423,000 | 6,355,000 |
| Total capital | 6,629,000 | 6,668,000 | 6,752,000 | 6,680,000 |
| Risk-weighted assets | 25,085,000 | 24,907,000 | 25,586,000 | 25,954,000 |