Call reports 2011
COMMUNITY NATIONAL BANK IN MONMOUTH — 2011
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 50,222,000 | 49,955,000 | 50,369,000 | 55,317,000 |
| Total loans | 21,180,000 | 20,864,000 | 20,687,000 | 20,790,000 |
| Allowance for loan losses | 171,000 | 192,000 | 188,000 | 199,000 |
| Securities available for sale | 17,461,000 | 19,231,000 | 18,416,000 | 18,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,195,000 | 42,711,000 | 43,290,000 | 48,165,000 |
| Interest-bearing deposits | 38,796,000 | 38,132,000 | 38,582,000 | 38,424,000 |
| Noninterest-bearing deposits | 4,399,000 | 4,579,000 | 4,708,000 | 9,741,000 |
| Equity capital | 6,297,000 | 6,571,000 | 6,477,000 | 6,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 998,000 | 1,506,000 | 2,001,000 |
| Interest expense | 127,000 | 254,000 | 368,000 | 469,000 |
| Net interest income | 381,000 | 744,000 | 1,138,000 | 1,532,000 |
| Noninterest income | 81,000 | 159,000 | 234,000 | 306,000 |
| Noninterest expense | 325,000 | 663,000 | 988,000 | 1,303,000 |
| Provision for loan losses | 5,000 | 25,000 | 511,000 | 521,000 |
| Pretax income | 132,000 | 215,000 | -127,000 | 14,000 |
| Income tax | 34,000 | 50,000 | -76,000 | -43,000 |
| Net income | 98,000 | 165,000 | -51,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,200,000 | 6,266,000 | 6,050,000 | 6,158,000 |
| Total capital | 6,371,000 | 6,458,000 | 6,238,000 | 6,357,000 |
| Risk-weighted assets | 22,045,000 | 21,950,000 | 21,606,000 | 21,846,000 |