Call reports 2004
COMMUNITY NATIONAL BANK IN MONMOUTH — 2004
What COMMUNITY NATIONAL BANK IN MONMOUTH reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 51,576,000 | 51,006,000 | 51,455,000 | 54,210,000 |
| Total loans | 22,537,000 | 22,365,000 | 22,659,000 | 20,985,000 |
| Allowance for loan losses | 264,000 | 247,000 | 244,000 | 265,000 |
| Securities available for sale | 14,327,000 | 14,087,000 | 12,206,000 | 12,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,319,000 | 42,349,000 | 42,617,000 | 45,413,000 |
| Interest-bearing deposits | 39,242,000 | 39,167,000 | 38,929,000 | 40,690,000 |
| Noninterest-bearing deposits | 4,077,000 | 3,182,000 | 3,688,000 | 4,723,000 |
| Equity capital | 5,342,000 | 5,234,000 | 5,386,000 | 5,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,228,000 | 1,832,000 | 2,445,000 |
| Interest expense | 226,000 | 452,000 | 698,000 | 959,000 |
| Net interest income | 395,000 | 776,000 | 1,134,000 | 1,486,000 |
| Noninterest income | 52,000 | 102,000 | 154,000 | 201,000 |
| Noninterest expense | 274,000 | 524,000 | 797,000 | 1,103,000 |
| Provision for loan losses | 11,000 | 22,000 | 34,000 | 45,000 |
| Pretax income | 162,000 | 332,000 | 457,000 | 539,000 |
| Income tax | 49,000 | 101,000 | 137,000 | 159,000 |
| Net income | 113,000 | 231,000 | 320,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,141,000 | 5,259,000 | 5,347,000 | 5,407,000 |
| Total capital | 5,405,000 | 5,506,000 | 5,591,000 | 5,672,000 |
| Risk-weighted assets | 24,342,000 | 24,174,000 | 25,070,000 | 23,946,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY NATIONAL BANK IN MONMOUTH — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.