Call reports 2020
BANK OF DELMARVA, THE — 2020
What BANK OF DELMARVA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 793,621,000 | 915,893,000 | 948,895,000 | 945,166,000 |
| Total loans | 649,928,000 | 642,456,000 | 631,902,000 | 652,816,000 |
| Allowance for loan losses | 7,230,000 | 8,987,000 | 9,950,000 | 11,503,000 |
| Securities available for sale | 55,920,000 | 60,880,000 | 61,417,000 | 64,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,286,000 | 796,263,000 | 829,229,000 | 843,174,000 |
| Interest-bearing deposits | 452,757,000 | 500,228,000 | 522,850,000 | 539,834,000 |
| Noninterest-bearing deposits | 205,529,000 | 296,035,000 | 306,379,000 | 303,340,000 |
| Equity capital | 80,532,000 | 81,090,000 | 81,375,000 | 84,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,972,000 | 17,524,000 | 25,879,000 | 34,275,000 |
| Interest expense | 1,814,000 | 3,483,000 | 5,016,000 | 6,374,000 |
| Net interest income | 7,158,000 | 14,041,000 | 20,863,000 | 27,901,000 |
| Noninterest income | 785,000 | 1,461,000 | 2,217,000 | 3,260,000 |
| Noninterest expense | 5,144,000 | 10,177,000 | 15,335,000 | 20,838,000 |
| Provision for loan losses | 300,000 | 2,400,000 | 3,900,000 | 5,400,000 |
| Pretax income | 2,626,000 | 3,159,000 | 4,079,000 | 5,152,000 |
| Income tax | 646,000 | 765,000 | 989,000 | 1,249,000 |
| Net income | 1,980,000 | 2,394,000 | 3,090,000 | 3,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,431,000 | 73,544,000 | 73,802,000 | 77,168,000 |
| Total capital | 80,926,000 | 81,584,000 | 81,828,000 | 85,497,000 |
| Risk-weighted assets | 637,460,000 | 642,042,000 | 639,949,000 | 662,936,000 |