Call reports 2019
BANK OF DELMARVA, THE — 2019
What BANK OF DELMARVA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 759,078,000 | 769,737,000 | 792,312,000 | 796,056,000 |
| Total loans | 649,365,000 | 646,714,000 | 633,662,000 | 630,468,000 |
| Allowance for loan losses | 7,063,000 | 7,066,000 | 7,054,000 | 7,063,000 |
| Securities available for sale | 51,523,000 | 50,917,000 | 55,854,000 | 54,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 630,600,000 | 640,137,000 | 660,842,000 | 663,383,000 |
| Interest-bearing deposits | 422,967,000 | 424,045,000 | 457,418,000 | 456,416,000 |
| Noninterest-bearing deposits | 207,633,000 | 216,092,000 | 203,424,000 | 206,967,000 |
| Equity capital | 73,469,000 | 75,108,000 | 76,859,000 | 78,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,981,000 | 18,201,000 | 27,487,000 | 36,738,000 |
| Interest expense | 1,656,000 | 3,447,000 | 5,324,000 | 7,193,000 |
| Net interest income | 7,325,000 | 14,754,000 | 22,163,000 | 29,545,000 |
| Noninterest income | 751,000 | 1,560,000 | 2,589,000 | 3,158,000 |
| Noninterest expense | 5,321,000 | 10,561,000 | 15,717,000 | 20,755,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,455,000 | 5,153,000 | 8,135,000 | 10,836,000 |
| Income tax | 698,000 | 1,436,000 | 2,298,000 | 3,040,000 |
| Net income | 1,757,000 | 3,717,000 | 5,837,000 | 7,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,996,000 | 67,628,000 | 69,873,000 | 71,752,000 |
| Total capital | 73,324,000 | 74,959,000 | 77,192,000 | 79,080,000 |
| Risk-weighted assets | 633,048,000 | 629,325,000 | 623,514,000 | 620,301,000 |